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How Do Dental Payment Plans Work in Australia?

· Dentistry,Finances

Only 5% of adults and 5% of children report brushing their teeth two or more times per day. And having this fact in mind it's not surprising that over 90% of Australians have experienced decay in permanent teeth. Whether it be tooth decay, cavities or something worse, the pain in the tooth makes seeing the dentist necessary. Going to regular dental visits and taking care of your teeth is essential as this way you will keep your teeth healthy and avoid costly procedures in future.

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According to most of the people, dental visits are quite expensive in Australia, but fortunately, there are dental finance and payment solutions for those who cannot afford to pay a huge amount of money for a dental procedure at once. These dental payment plans allow you to pay in instalments over a period of time making the payment process less painful. Some dental plan providers even reduce the total amount of money you need to pay which will make your payment even more affordable.

Where can you get a dental payment plan?

This is a new trend that is constantly growing and showing no signs that will slow down any soon. Because of this, more and more dentists are supporting those dental finance and payment solutions. These plans can be offered in-house by a dental practice itself or by a third-party provider. Apart from dental payments some of these providers offer payment plans for any major spending.

  • For an in-house plan - If your dental practice offers payment plans you need to get informed about their conditions and terms. The applications process can differ depending on the practice. Once you are done with the application process you will make your repayments right to the practice before each due date.
  • For a third-party provider - If your dentist approves, you can set up a dental payment solution with a third-party provider. The provider will set frameworks to determine the conditions of your plan which will affect the frequency and the amount of the repayment. Once the provider and dentist approve the plan, you can begin your treatment. The provider will pay your dentist the full amount of money and then you will need to repay to the provider.

How do dental payment work?

Remember, the payment plan is a commitment. If you are interested in this plan, make sure you discuss the options with your dentist before undertaking any dental treatment. The conditions of the payment plan are flexible while the timespan is commonly six, twelve or twenty-four months. A deposit may or may not be necessary, but aside monthly repayments they might be an option for weekly or fortnightly repayments as well.

 

What dental treatments can be covered with a dental payment plan?

You can use your payment plan for a lot of treatments including general dentistry, major treatments like dental implants and root canals. Also, the payment plan can cover cosmetic dentistry including veneers, crowns and teeth whitening and many other procedures.